Our Home Based Business Product is designed for small, home
based businesses with exposures that are either limited or excluded
by the ISO Homeowners Product. Specifically, our product offers
liability coverage that is not currently available under the ISO
Homeowners policy, as well as business personal property protection
above the ISO form's $2,500 property limitation.
PRODUCT FEATURES:
| • Liability coverage up to $1,000,000 |
| • Business Personal Property coverage up to
$100,000 |
| • Off-Premises coverage |
| • Loss of Business Income coverage |
| • Optional coverage for Money and Securities |
| • Equipment Breakdown coverage included in the
basic premium |
| • Professional Errors & Omissions sub-limit of
$25,000 for specified classes |
| • Satisfies most show and event liability
requirements |
| • A.M. Best rated A++ carrier |
PRODUCT ELIGIBILITY:
| • |
Coverage for select home based businesses with up
to $500,000 in Gross Annual Sales |
| • |
Businesses with no more than one employee (in
addition to the owner) |
| • |
Businesses that are sole proprietorships,
partnerships, or LLC's |
| • |
Optional Additional Insured Coverage for grantor
of franchises, mortgagee, lessor of leased equipment, and
more… |
| • |
No more than two business related claims in the
previous three (3) years |
ADDITIONAL ADVANTAGES:
| • |
Fast and easy access to quote this product on our
website |
| • |
Quick turnaround time on submissions |
| • |
Superior Policy Issuance |
Who do you call when the sky is the limit? B&G
Find an Underwriter/Broker:
Select Office:
National Specialists
Lori Rodriguez - Assistant Vice President, National Personal
Lines Manager
rodriguezl@bgsurplus.com
Redondo Beach, CA
(800) 829-7330 x 1333
Anne Graves - Personal Lines Underwriter
gravesa@bgsurplus.com
Redondo Beach, CA
(800) 829-7330 x 1317
Kristen Connor - Personal Lines Assistant
Underwriter
connork@bgsurplus.com
Redondo Beach, CA
(800) 829-7330 x 1344